How to Use My Personal Services / CESU Benefits

In this article, we explain how to use your Personal Services benefits.

🧐 What types of expenses are eligible?

Subject to the allowances set by your employer, you can use your benefits for the following services:

Everyday life
  • House cleaning and domestic chores
  • Minor gardening work
  • Small DIY jobs
  • Collection and home delivery of ironed laundry
  • Home lessons: sport, music, IT
  • IT or admin support at home
  • Temporary maintenance, upkeep and monitoring at home
  • Tele-assistance and video-assistance
Family
  • Childcare (nursery, registered childminder, babysitting). Please note, out-of-home care (e.g. activity clubs) is only covered for children under 6 years old.
  • Accompanying children on journeys
  • Tutoring or home lessons
Dependency
  • Support for elderly or disabled people
  • Accompanying people outside their home
  • Driving the vehicle of people with mobility difficulties
  • Beauty treatments at home for dependent people
  • Care and walking of pets (excluding veterinary care)
  • Sign language interpreter, written language technician and cued speech coder
  • Preparation and delivery of meals to the home
  • Home delivery of groceries

🤩 How do you use your Personal Services benefits?

You are free to choose between direct payment or reimbursement on invoice.

1️⃣ Option 1: direct payment to your service provider

Ideal if you don't want to pay upfront. The transfer is made directly to your service provider.

💸 How do you pay a service provider directly?
  • Go to your Personal Services account on Swile
  • Click on Pay my service provider
  • Enter the amount to be paid with your benefits
  • Select your service provider (name or NAN code* if they have given it to you)
  • Enter the type of service
  • Add a payment reference if required
  • Confirm to trigger the transfer

The employee's share is deducted directly from your payslip by your employer.

*NAN: National Affiliation Number issued by the CRCESU (CESU Reimbursement Centre).

👀 Example

You receive an allowance of €600, 50% funded by your employer.
You pay €200 to your service provider using your Personal Services benefits.
€200 is transferred to the provider.
€100 is deducted by your employer from your salary.

2️⃣ Option 2: reimbursement on invoice

Use this if you have already paid your service provider yourself (card, cheque, bank transfer).

💸 How do you request reimbursement on invoice?
  • Log in to your Personal Services account on Swile
  • Click on Get reimbursed
  • Upload your proof of payment
  • Invoice if you use an agency
  • URSSAF certificate or payslip if you employ the provider directly
  • Choose the bank account for reimbursement

Once your request is approved, the amount is credited to your bank account.
The employee's share is then deducted from your salary.

👀 Example

You receive an allowance of €600, 50% funded.
You pay your service provider €200 with your own funds (card, transfer, cheque, etc.).

You upload your €200 invoice to your Swile account.
You are reimbursed €200 to your personal bank account.
€100 is deducted by your employer from your salary.

🤔 What if the invoice amount is higher than your balance?

You can still submit your request even if your balance is too low. The reimbursement will be made in instalments, as your company tops up your account, without you needing to upload your invoice again.

📚 How do you track your reimbursements on your Swile account?
  • Go to your Personal Services account
  • Check your requests at the bottom of the page
  • Click on a request to see the details
  • Track the status of ongoing or closed requests
🧾 What proof of payment is accepted?

Type of provider

Required proof

Essential information

Service provider organisation

Detailed invoice from the provider

  • Identification of the beneficiary (name, first name)
  • Provider's details (company name, address, SIREN) and identification of the provider
  • Provider's registration or approval number (SAP number)
  • Type of services provided (cleaning, childcare, tutoring, etc.)
  • Date of the service
  • Amount actually paid for the service

Domestic employee / registered childminder

URSSAF certificate or payslip

  • Verified information
  • Identification of the beneficiary (name, first name)
  • Identification of the provider (name, first name, address)
  • Relevant period
  • Type of services provided (cleaning, childcare, tutoring, etc.)
  • Net salary paid and social contributions paid, or total employment cost

 

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