It all depends on how you want to spend your Holiday Benefits.
- Step 1: From your Swile account, open your Holiday Benefits account.
- Step 2: Search for the retailer you want or browse the available retailers.
- Step 3: Choose Spend online or Spend in store, depending on what's available for that retailer.
- Step 4: Choose the payment method offered: Gift voucher or Swile Card.
How do I top up a gift voucher payment with my Holiday Benefits?
When buying a gift voucher with your Holiday Benefits, if your account balance isn't enough, you can pay the difference with your personal bank card: Visa, Mastercard or American Express.
To top up the payment, use the Top-up payment section.
How can I pay online with my Holiday Benefits if my balance is too low?
Use the gift vouchers available in your Swile account when they're offered for your chosen retailer.
With your Swile card, the purchase amount must be less than or equal to your Holiday Benefits balance.
It's not possible to activate card relay on Holiday Benefits.
How can I pay in store with my Holiday Benefits if my balance is too low?
Use the gift vouchers available in your Swile account when they're offered for your chosen retailer.
With your Swile card, ask the shop assistant to split the payment: part with your Swile card and the rest with your own payment method.
Pay as you would with a normal bank card, via the Visa and Mastercard networks. You don't need to mention that it's your Swile card or ask if the shop accepts Holiday Benefits.
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