I have several gift voucher and/or Holiday Benefits accounts – in which order are they debited?

When you pay with your Swile card, if you have several gift voucher or Holiday Benefits accounts, you might wonder which one will be charged 🧐 We’ll explain everything in this article.

📆 If you have a gift voucher or Holiday Benefits account expiring this month

If you have a gift voucher or Holiday Benefits account that expires this month, we’ll always charge this one first (⚠️ as long as the retailer is eligible, see: How do I use my Swile gift vouchers? ; Where and how can I spend my Holiday Benefits?).

🙀 If your vouchers don’t expire this month OR if they all expire in the same month

We apply two rules:

  • The account expiring this month is always prioritised.
  • We charge your vouchers in the following order:
  1. Culture
  2. Back to School
  3. Birth
  4. Children’s Christmas
  5. Holiday Benefits
  6. Employee Christmas / Wedding or Civil Partnership / Father’s Day or Mother’s Day / St Catherine’s or St Nicholas’ Day / Retirement
🚴 You also have meal vouchers

If you want to pay at a retailer that accepts both gift vouchers and meal vouchers, the order of payment will always be as follows, regardless of the expiry date:

  1. Gift vouchers & Holiday Benefits
  2. Meal vouchers

🙌 Important

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