I have several gift voucher accounts, in which order are they debited?

When you pay with your Swile card, if you have several gift voucher or Holiday Benefits accounts, you might wonder which one will be charged 🧐 We'll explain everything in this article.

📆 If you have a gift voucher or Holiday Benefits account expiring this month

If you have a gift voucher or Holiday Benefits account expiring this month, we will charge this one first (⚠️ as long as the retailer is eligible, see: How do I use my Swile gift vouchers?; Where and how can I spend my Holiday Benefits?).

🙀 If your vouchers don't expire this month OR if they all expire in the same month

We apply two rules:

  • The account expiring this month always takes priority.
  • We charge your vouchers in the following order:
  1. Culture
  2. Back to School
  3. Birth
  4. Children's Christmas
  5. Holiday Benefits
  6. Employee Christmas / Wedding or Civil Partnership / Father's Day or Mother's Day / St Catherine's or St Nicholas' Day / Retirement
🚴 You have other benefits (mobility, meal vouchers)

If you want to pay at a retailer that accepts several types of benefits, the order in which your accounts are charged will always be as follows, regardless of expiry date:

  1. Mobility
  2. Gift vouchers & holiday benefits
  3. Meal vouchers

🙌 Important

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