I have several Holiday Benefits accounts, in which order are they debited?

When you pay with your Swile card, if you have several gift voucher or Holiday Benefits accounts, you might wonder which one will be charged 🧐 We’ll explain everything in this article.

📆 If you have a gift voucher or Holiday Benefits account expiring this month

If you have a gift voucher or Holiday Benefits account expiring this month, we’ll charge that one first (⚠ as long as the retailer is eligible, see: How do I use my Swile gift vouchers?; Where and how can I spend my Holiday Benefits?).

🙀 If your vouchers don’t expire this month OR if they all expire in the same month

We follow two rules:

  • The account expiring this month always takes priority.
  • We’ll charge your vouchers in the following order:
  1. Culture
  2. Back to School
  3. Birth
  4. Children’s Christmas
  5. Holiday Benefits
  6. Employee Christmas / Wedding or Civil Partnership / Father’s or Mother’s Day / St Catherine’s or St Nicholas’ Day / Retirement
🚮 You have other benefits (mobility, meal vouchers)

If you want to pay at a retailer that accepts several types of benefits, the order in which they’re charged will always be as follows, regardless of expiry date:

  1. Mobility
  2. Gift vouchers & holiday benefits
  3. Meal vouchers

🙌 Important

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