How does the Swile card work?

This article gives you a quick overview of how to use and manage your Swile card 🙌

💳 Virtual (digital) card and physical card

You can have a virtual card and/or a physical card.

👉 Virtual card: The virtual card lets you pay online and with your phone. To find out more, see: How do I pay with my phone?

👉 Physical card: If you want, you can turn your virtual card into a physical card directly from your Swile account (go to the Cards menu).

• To make your first payment with your physical card, enter your PIN. This will then unlock contactless payments. For more info, see: How do I get my Swile card PIN?
• You can also pay online with your physical card. For more info, see: How do I enable or disable online payments with my Swile card?

👀 Where can you use your Swile card?

Depending on the benefits you have (meal vouchers, gift vouchers, commuting benefits, etc.), you won’t be able to pay in the same places. For more info, see:

• How do Swile meal vouchers work?
• How do I use my Swile gift vouchers?
• Where and how can I spend my Holiday Benefits?
• How do you use your sustainable mobility package (with your commuting benefits)?

A "Where to spend?" menu is also available in your account with an interactive map 🚀.

🧐 Find out more

We’ve got everything covered to help you out ❤️ Here are some articles that might be useful:

• Check my balance and see my spending
• My balance still hasn’t been credited, why?
• My Swile card has been lost or stolen, what should I do?